Credit Report Information
Home
Free Credit Reports
Credit Reporting Agencies
What to Look For
Annual Credit Checks
Instant Reports
Credit Cards
Loans
Improving Your Credit
Fight a Negative Claim
Articles
Articles
Read My Credit Report
No Credit Check Free Cell Phone Services
Free Credit Reports Without Using A Credit Card
Absolutely Free Credit Score
Links & More Help
Sitemap
Links
The airwaves these days seem to be full of advertisements for consumers to obtain their credit reports and also apply for credit cards. Apart from encouraging consumers to obtain their credit reports, consumers are not told and do not fully understand why it is that important. Most people, after all, can obtain a credit
Read more ...
In the twenty-first century, there are few documents that have a greater impact on the lives of Americans then their credit report. Credit rating determines one's ability to buy a home, a car, or to obtain a credit card or a job. Since these things are important, it is equally important that the information
Read more ...
How To Obtain A Free Credit Report
Ready to apply for a mortgage loan? Thinking about getting a new credit card? Before you do, you may want to review a copy of your credit report to ensure that all your information is accurate. And, fortunately, there are quite a few ways to obtain a free copy of your credit report. Here's how:
Make a phone call
There are three major credit reporting bureaus: Equifax, Experian and TransUnion. They are legally required to provide you with a copy of your credit report--for free!--once a year. And obtaining your report can be as simple as making a phone call! Just do an Internet search to find the phone numbers of the three credit reporting bureaus, and call each one individually. In most cases you'll give your information to an automated voice mail service, and in no time at all your reports will be delivered to your mailbox.
Write a letter
Don't trust the automated voice mail system? Need your request in writing for paperwork reasons? When you search online for the three credit bureaus' information, look for a snail mail address. In most cases, you can simply send a letter that includes all your basic information--name, address, social security number, phone number and previous addresses. Ask for a copy of your credit report. Although this process takes a little longer than a phone call--because you have to wait for the postal service--you should still have your credit reports in a relatively short amount of time.
Go online!
The quickest and easiest way to get your free credit report is to go online. You can either access your reports directly through the credit reporting bureau, or you can find a website that consolidates these reports into one. Either way, you'll get your information instantly--no waiting! You can print out your report so that you can review it at your leisure.
No matter which method you choose for obtaining your credit report, remember: it should be free once a year. However, you may have to pay a small fee if you want your credit score, too.
About the Author:
Try using www.abcloanguide.com for a list of Recommended Free Credit Report Companies online. Their recommended companies are reputable and offer great service.
Debt Credit Report No Credit Card Needed
Free Credit Report No Strings Attached
Loan With A Credit Score