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Original URL (The Web version of the article)
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http://www.defendingthenet.com/newsletters/CheckYourCreditReportR
egularly.htm
Title
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Check Your Credit Report Regularly
Identity Theft & Your Credit Report
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Identity theft is a type of fraud in which financial information
is illegally obtained for the purpose of making unauthorized
purchases and transactions with
Read more ...
1. Is it a myth or reality that you have more than one credit score?
A. Reality. There are 3 credit companies (Equifax, TransUnion, and Experian) that produce 3 credit scores.
2. Is it a myth or reality that bad credit will drop off after seven years?
A. Myth. If an account is in collections and
Read more ...
Access to Your Free Credit Report!
Your Annual Free Credit Report The Fair Credit Reporting Act
requires each of the nationwide consumer reporting companies -
Equifax, Experian, and TransUnion - to provide you with a free
copy of your credit report, at your request, once every 12
months. A credit report includes information on where you live,
how you pay your bills, and whether you've been sued, arrested,
or filed for bankruptcy. Nationwide consumer reporting companies
sell the information in your report to creditors, insurers,
employers, and other businesses that use it to evaluate your
applications for credit, insurance, employment, or renting a
home.
The three nationwide consumer reporting companies have set up a
central website, a toll-free telephone number, and a mailing
address through which you can order your free annual report. For
Free Information on how to access your free credit report online
Visit: CreditLady.com Now
http://www.creditlady.com
About the author:
Ann Moore is the editor for CreditLady.com! With Tips, Articles
And Credit Resources. http://www.creditlady.com
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